Retirement Expenses

Based on your info, your total monthly expenses are $6,379

Using an inflation rate of 3.25% your monthly expenses will be$9,500 by the time you are67

Effect of inflation on expenses

Essential

$1,500

$2,000

Essential Lifestyle

$1,500

$2,000

Nice to Have Lifestyle

$1,500

$2,000

Current Expenses $1,000
Inflated Expenses $2,000

Breakdown of expenses at retirement

Nice to Have Lifestyle $1,000
Essential Lifestyle $2,000
Essential $2,000

IncomeShield 10

A premium of 225,000 in IncomeShield 10 today will fill the guaranteed lifetime income gap by creating a guaranteed lifetime income of 6000 per month when you are 67

A premium of 225,000 in IncomeShield 10 today will create a guaranteed lifetime income of 6000 per month when you are 67

+ Essential Lifestyle

Premium $ 765,198

Income $ 3,470

Step 1/6

Let’s get started

When were you born?

At what age do you desire to retire?

How much do you currently make annually?

What percentage raises do you expect?

Do you want to plan for a single or joint life?

Single

Joint

What is the current age of your spouse?

Step 2/6

Retirement Expenses
Calculate expenses +

Based on your info, your total monthly expenses are

Using an inflation rate of your monthly expenses will be $ 9,500 by the time you are 67

Effect of inflation on expenses

Essential

$1,500

$2,000

Essential Lifestyle

$1,500

$2,000

Nice to Have Lifestyle

$1,500

$2,000

Current Expenses $1,000
Inflated Expenses $2,000

Breakdown of expenses at retirement

Nice to Have Lifestyle $1,000
Essential Lifestyle $2,000
Essential $2,000

Step 3/6

Retirement Income

Your guaranteed sources of income at 67

How much in social security?
How much in pension?
Any income from other annuities?

Total Retirement Income

$ 300.00

Step 4/6

Guaranteed Lifetime Income Gap

Total Expenses $1000
Retirement Guaranteed Income $1000
Guaranteed Income Gap $2000

Since your guaranteed retirement income amounts to $ 3,500 and your retirement expenses amount to $ 9,500, you will have a guaranteed lifetime income gap of $ 6,000

Since your guaranteed retirement income amounts to $ 3,500 and your retirement expenses amount to $ 9,500, you will not have a guaranteed lifetime income gap

In order to see an annuity analysis, you need to have an income gap

Step 5/6

Income Focus

A premium of 225,000 in Income Focus today will fill the guaranteed lifetime income gap by creating a guaranteed lifetime income of 6000 per month when you are 67

A premium of 225,000 in Income Focus today will create a guaranteed lifetime income of 6000 per month when you are 67

Pick 1 of 3 expense coverage or customize your premium

Essential

Premium $155.00

Income $155.00

+ Essential Lifestyle

Premium $155.00

Income $155.00

+ Nice to Have Lifestyle

Premium $155.00

Income $155.00

Custom Premium

Premium

Income $0

Step 6/6

Customize Report

Client Name *
Agent Name *
Firm *
Email *
Phone *

Retirement Expenses

IncomeShield 10

+ Essential Lifestyle

Let’s get started

Retirement Expenses Calculate expenses +

Retirement Income

Total Retirement Income

Guaranteed Lifetime Income Gap

Income Focus

Pick 1 of 3 expense coverage or customize your premium

Essential

+ Essential Lifestyle

+ Nice to Have Lifestyle

Custom Premium

Customize Report

Retirement Expenses
Calculate expenses +